Financial Services
# 2 Globally
Most Stable Banking Sector (World Bank)
77.2% Growth
In Digital Payment Transactions Processed in 2024
Jordan’s Sovereign Credit Score (S&P, 2025)
INVEST IN ONE OF THE WORLD’S MOST STABLE BANKING SYSTEMS
Overview of Jordan’s Financial Services Sector
Jordan’s financial services sector is very important to its economy. It’s known for being resilient, growing, and innovative. The country offers a stable and secure environment for investments. This is supported by good regulation and global best practices.
The sector has expanded significantly. Credit facilities in Jordan totaled around USD 47 billion . Over the past two decades, bank lending surged significantly by more than 600% since 2000 highlighting the vital role of banking in economic development. credit-to-GDP remains strong, at approximately 96%.
Why Jordan for financial services sector
Digital Finance is Growing
The total digital payment value across all JoPACC systems in 2024 reached around USD 112 billion, reflecting a 15% increase from the previous year
Fintech On Rise
Jordan is the 4th largest startup funding market in MENA, positioning it as a launchpad for FinTech innovation, entrepreneurship, and venture capital growth
Regulatory Innovation
The Regulatory Laboratory (Jo Reg Box) by the Central Bank of Jordan-allows FinTech’s and financial institutions to test new products in a controlled, regulation-compliant environment, accelerating innovation while managing risks
Supportive Infrastructure & Institutional Leadership
Jordan’s financial ecosystem is guided by robust institutions like the Central Bank of Jordan, which champions innovation through modern policies, infrastructure investment, and forward-thinking governance
Key Sub-Sectors
banking
Digital Payments & Fintech
Capital Markets & Asset Management
Islamic Finance & Sharia-Compliant Services
RegTech & Cybersecurity
Microfinance
Why Jordan for Your Next Investment (At a Glance)
A Competitive Tax System
Corporate tax rates as low as 5%, with 0% tax on exported services within key development zones.
Attractive Incentives to Drive Business Growth
Customized incentives for high-impact projects, including those generating employment or located in rural areas.
A Diverse Mix of Sectors Powering Trade & Exports:
Over USD 12.6 billion in exports to more than 140 countries, led by chemicals, textiles, and machinery.
Key Sectors Driving Growth & High Returns on Investment
Strong performance across ICT, tourism, healthcare, manufacturing, finance, and other strategic industries.
A Strategic Hub Connecting Asia, Europe, and Africa
12 strategic access points, 3 international airports, and 7 land borders—within 3–5 hours of major regional and European hubs
Access to Global Economies & 1.4 Billion Consumers via Free Trade Agreements
9 active trade agreements, providing access to over 1.4 billion consumers worldwide.
A Pro-Business Legal & Regulatory Environment:
Legal reforms ensure equal rights for foreign investors, land ownership opportunities, and streamlined business procedures.
A Young, Talented, Bilingual, & Cost-Competitive Workforce
Over 74,700 graduates annually, with globally ranked STEM and management talent fluent in Arabic and English.
A Safe and Peaceful Harbor in the MENA Region:
Consistently ranked among the safest countries in MENA, with high global scores in peace, law, and order.
Cost-Efficient Operations with Globally Competitive Pricing
Lower cost of living and an average monthly wage of USD 599—offering a smart and scalable operating environment
What our partners say
Investor Testimonials
Insight Tables
High-Potential Investment Projects in financial services sector
Jordan offers several investment opportunities in financial services:
- Fintech Innovation & Startups: Invest in AI-driven credit scoring, blockchain applications, and mobile-first banking platforms.
- Digital Payments Infrastructure: Expand e-wallets, QR-code-based payments, and cross-border remittance solutions.
- Green & ESG Investing: Capitalize on Jordan’s shift toward sustainable finance and green bonds through the Amman Stock Exchange modernization plan.
- Islamic Finance & Sukuk Issuance: Develop Sharia-compliant investment products to meet growing regional demand.
- Cybersecurity & Reg Tech: Offer security, compliance, and anti-fraud solutions to support the digital finance ecosystem.
- Private Equity & Venture Capital: Tap into the MENA region’s startup ecosystem through funds domiciled in Jordan.
